More than 70 carriers. One person on your side.
Trusted insurance serving Clermont, FL and surrounding areas.
I live in Clermont, so this is not a market I drive into. It is home. South Lake County has quietly become one of the best places in Central Florida to retire, and the rolling hills, the lake views over Lake Minneola, and the wave of 55 plus communities have drawn people here from all over the country. My neighbors in Kings Ridge, Summit Greens and Esplanade are exactly the people I spend my days helping.
I am Bradley Stone, an independent insurance agent representing more than 70 top rated carriers. For folks in or near retirement, that independence matters enormously, because the right Medicare plan, annuity, or long term care strategy is rarely the same from one household to the next. I sit down with retirees and pre retirees in Clermont every week and walk through it slowly, in plain language, with no pressure.
Clermont is a retirement destination, and the 55 plus communities here have their own rhythm. People arrive from the Northeast and Midwest, often new to Florida, sometimes new to Medicare entirely, and they have real questions about how it all works down here. I know these neighborhoods because I live among them, from Kings Ridge to Summit Greens to the newer Esplanade homes.
That local familiarity means I already understand the doctors and hospital systems people in South Lake County tend to use, which matters a great deal when you are choosing how your coverage works. I help you weigh those choices against the plans that actually serve this part of the county.
Turning 65 brings a wall of mail and a lot of confusing acronyms. My job is to cut through it. I explain how the different parts of Medicare fit together, the difference between the major coverage paths, and the enrollment windows you do not want to miss. This is educational. I am not here to push one answer on everyone, because the right path genuinely depends on your health, your prescriptions, your travel habits, and your budget.
Because I represent so many carriers, I can compare options side by side and help you understand the tradeoffs in real terms. You make the decision. I just make sure you can see the whole board before you do.
A pile of savings is not the same as a reliable paycheck. Many of my Clermont clients have worked hard for decades and now want certainty more than they want excitement. Annuities can turn a portion of your savings into income you cannot outlive, and there are several shapes they come in depending on how much access and growth you want.
I walk pre retirees and retirees through these options carefully, because they are long term commitments and the details matter. The goal is a plan that lets you enjoy the lake, the golf, and the grandkids without quietly worrying about running out.
The hardest conversations are the ones families avoid until it is too late. Long term care planning is most powerful when you do it while you are healthy and have choices. For South Lake retirees, protecting your savings and protecting your spouse from the cost of extended care is one of the most loving financial decisions you can make.
There are more flexible ways to plan for this than there used to be, and not all of them look like the old policies people remember. I will lay out the modern options in plain terms.
If you are in Clermont, Minneola, Groveland, or anywhere in South Lake County, I would be glad to sit down with you. Because I live here, meeting up is easy, whether that is at your community clubhouse, your home, or over coffee downtown.
Call me at 407.878.8277 for a free, no obligation conversation. We will take it at your pace and make sure you understand every option before you decide anything.
Yes. Clermont is home for me, which is why I focus so much on South Lake County retirees. I know the 55 plus communities like Kings Ridge, Summit Greens and Esplanade, and meeting in person is genuinely easy.
It is smart to start a few months before your 65th birthday so you understand your enrollment window and your options before any deadlines. Call me and I will walk you through the timing for free.
An annuity is designed to turn part of your savings into income you cannot outlive, which savings alone does not guarantee. The right fit depends on your goals, and I will explain the tradeoffs plainly before you decide anything.
Planning works best while you are still healthy and have choices, so the best time is usually now rather than later. Even if circumstances have changed, it is worth a no obligation conversation at 407.878.8277.
Clermont is one of several communities we serve across FL. If you are just outside Clermont or you have properties in more than one town, we can usually help. Stone Financial Partners regularly works in the following nearby areas:
Do not see your town listed? Reach out anyway. We often serve communities just outside our published list.
Contact Stone Financial Partners today for a free estimate.